First National Bank of Nassau County is a subsidiary of Coastal Banking Company. We are locally owned and independently operated with our home office in Fernandina Beach, Florida. In fact, First National is the only locally owned and operated, full service bank in the Fernandina area. We take great pride in our independence and in the fact that key

decisions are made right here in Fernandina. Located on picturesque Amelia Island in Northeast Florida, we have the best of both worlds...atmosphere, pristine beaches and rivers, and a thriving local economy with a pro-business attitude.

First National is a group of shareholders and customers that prize personal attention, confidential treatment and over-the-top service combined with 21st century technology and convenience. We make construction loans, residential mortgage loans and small business loans and, in addition, we provide many savings plans tailored to your specific needs.

At First National you will do business with experienced bankers who are dedicated to providing their customers with personal, hands-on service. We are prepared to meet the needs of everyone from the first time account holder to the most experienced corporate customer.

Teamwork, courtesy, accountability and respect are not just words to us...they are words we live by.

We hope that you will enjoy banking with First National, and that you will visit us often!